Planful

Planful is a cloud platform for financial planning and analysis. It covers budgeting, rolling forecasts, scenario modelling, financial consolidation, and management reporting, and it is aimed at mid-market finance teams that have outgrown spreadsheet-based planning.

The planning side is what sets it apart from a reporting tool. Instead of a controller building the budget alone in Excel, Planful structures the process so department owners submit their own numbers against templates, with version control and an approval trail. Rolling forecasts and what-if scenarios sit on the same data, so a change in assumptions flows through without rebuilding the model.

Consolidation is built in. A group with several entities can close, eliminate intercompany balances, and report on a consolidated basis inside the platform. Actuals pull from the ledger automatically, so variance reporting compares plan against actual without manual exports.

Planful does not publish pricing. It is quoted per organisation by modules, users, and contract length, billed annually, and a mid-market deployment typically runs into the tens of thousands of dollars a year. There is no free trial.

It connects to NetSuite, Sage Intacct, SAP, and Microsoft Dynamics for actuals, plus Salesforce, Workday, and Excel. Planful is an internal finance function rather than a tool firms use to serve clients, and it suits mid-market teams running real planning, consolidation, and board reporting.