Ramp
Corporate cards, expense management, and AP automation in one free platform.
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Overview
Ramp's base plan is free. The company earns from card interchange, not from monthly fees, so firms can give clients access to corporate cards, expense management, bill pay, and accounting sync without adding to the software bill.
Cards carry per-employee and per-vendor spend limits. Receipts match to transactions automatically, and coding suggestions draw on past entries, which cuts bookkeeping time from day one. The bill pay module manages vendor invoices, approval routing, and ACH or check disbursements. Ramp works with QuickBooks, Xero, NetSuite, Sage, and Slack.
The Plus plan at $15 per user per month (with an additional team-size platform fee) adds AI-driven expense review, auto-coded line items, and advanced ERP connections. A 30-day free trial applies to Plus. Enterprise pricing covers custom ERP work and dedicated support.
The partner programme runs from Partner through Silver, Gold, and Platinum tiers, with referral bonuses between $500 and $750 per referred client. Partners get an advisor console with aggregated client insights, co-branded materials, and invitations to partner events. Ramp is available to businesses registered in the US.
Key facts
- Starting price
- Free
- Pricing model
- free
- Free trial
- Yes
- Free tier
- Yes
- Deployment
- cloud, mobile
- Geography
- US
- Works with
- quickbooks, xero, netsuite, sage, slack, gmail
- Last verified
- 2026-04-20
Pricing
| Tier | Price | Billing | Features |
|---|---|---|---|
| Free | $0 | per user per month | Corporate cards, expense management, basic accounts payable, treasury, accounting automation, budgets and reporting. |
| Plus | $15 | per user per month (20% discount billed annually) | AI-driven expense reviews, auto-coded line items, advanced integrations, real-time budget tracking, custom user roles. Platform fee applies based on team size. |
| Enterprise | Custom | custom annual | Advanced ERP integrations, white-glove support, dedicated account manager, custom implementation services. |
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Last verified 2026-04-20. Pricing and features come from vendor-published specs. See our methodology.