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AP, AR, and payments

Brex

Business cards, expense management, and bill pay with a free base plan.

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Overview

Brex's Essentials plan is free. It covers global card acceptance, automated expense rules, bill pay, reimbursements, and accounting connections for up to two entities, with no per-seat fee.

Cards carry per-employee and per-vendor spend controls. Expenses match to receipts automatically, and rules can flag or auto-approve transactions based on merchant category, amount, or internal policy. Bill pay handles invoice upload, approval routing, and payment execution. Brex works with QuickBooks, Xero, NetSuite, and major HRIS platforms.

The Premium plan at $12 per user per month adds customisable expense policies, dynamic approval chains, AI compliance detection, multi-entity support, and deeper ERP and HRIS connections. Enterprise pricing covers unlimited entities, local card issuance in more than 50 countries, and dedicated implementation support. A separate Smart Card product targets global businesses that need custom card programmes.

Brex has an accountant partner directory but does not publish referral fees publicly. Firms interested in the programme apply through the Brex partner portal to get rate specifics. Brex is primarily US-based but issues cards globally for international businesses.

Key facts

Starting price
Free
Pricing model
free
Free trial
No
Free tier
Yes
Deployment
cloud, mobile
Geography
US, global
Works with
quickbooks, xero, netsuite, slack
Last verified
2026-04-20

Pricing

TierPriceBillingFeatures
Essentials$0per user per monthGlobal card acceptance, AI-powered custom rules, up to two entities, accounting integrations, real-time reporting, bill pay, reimbursements.
Premium$12per user per monthCustomizable expense policies, dynamic expense review chains, AI-powered compliance audit detection, advanced approvals, multi-entity support, ERP and HRIS integrations, live budgets.
EnterpriseCustomcustomUnlimited entities, local card issuance in 50+ countries, named account manager, admin center, customizable implementation services.
Smart CardCustomcustomGlobal card acceptance, local-currency cards in 50+ countries, merchant controls.

More in this category

Last verified 2026-04-20. Pricing and features come from vendor-published specs. See our methodology.