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Core ledger and bookkeeping

Bench

A done-for-you online bookkeeping service where a dedicated bookkeeper handles the work from $199 a month.

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Overview

Bench matches each business with a dedicated human bookkeeper who works in Bench's own system. The bookkeeper handles most transaction categorization, monthly financial statements, and year-end tax-ready reports. Unusual transactions get flagged to the client for clarification, and clients upload requested documents such as receipts or bank records. The service targets small business owners. For a practitioner, Bench is either a competitor that might pull away very small clients, or a referral destination for businesses too small to serve profitably.

Pricing starts at $199 a month for Bookkeeping Light, which is for businesses with $250,000 or less in annual revenue. The standard Bookkeeping plan is $399 a month, and Bookkeeping + Tax is $649 a month, adding a licensed tax pro and business income tax filing with up to four tax advisory calls per year. Paying annually saves 20%, bringing the plans to $1,910, $3,830, or $6,230 per year. For clients already using QuickBooks Online, Bench offers a fractional bookkeeper at $55 an hour plus a $1,200 one-time onboarding fee. That person works inside the client's existing QuickBooks account rather than Bench's software.

Bench has run since 2012. In December 2024 it paused operations and was acquired within days by Employer.com, resuming service in January 2025 with its in-house bookkeeping team. The platform reports over 35,000 business owners across more than 70 industries, from salons and coffee shops to agencies and law practices.

Security details include AI assistants that run on closed models, with Bench stating that prompts and client data are not used to train public or third-party AI systems. Bank connections use Plaid with read-only access, and the platform undergoes SOC 2 Type 2 and SOC 3 examinations each year. Encryption standards are AES-256 and TLS. Clients can export their completed work at any time, even after they cancel.

The fit for an accounting firm depends on the client. If a very small business wants a straightforward bookkeeping solution and does not need direct control over the books, Bench can be a clean referral. If the client wants you to manage everything in your firm's preferred tools, Bench is not a fit, because on standard plans the books live in Bench's own software. For firms with a handful of tiny, low-complexity clients, Bench is a practical alternative to taking on work that does not make sense for your billing rates.

Key facts

Starting price
$199 per month
Pricing model
Flat
Free trial
No
Free tier
No
Deployment
Cloud
Geography
US
Founded
2012
Support
Phone, Chat
Languages
English
Security
SOC 2 Type 2, SOC 3
Works with
QuickBooks Online, Plaid
Last checked
2026-10-28

Pros and Cons

Pros

  • Small business owners who want to outsource bookkeeping entirely.
  • Founders who prefer a dedicated human bookkeeper over managing software.
  • Businesses with straightforward transactions and under $250K in annual revenue.

Cons

  • Accounting firms looking for software to run internally. Bench is the bookkeeper, not a tool for firms.
  • Businesses that want direct control in their own QuickBooks Online account on the standard plans.

Pricing

TierPriceBillingFeatures
Bookkeeping Light$199$199/mo billed monthly, or $1,910/yr on annual billing (20% off)Accurate books, year-end tax-ready financials, and unlimited access to your bookkeeper by phone, message, or video call. For businesses with $250K or less annual revenue.
Bookkeeping$399$399/mo billed monthly, or $3,830/yr on annual billingFor growing businesses that need accurate books, year-end tax-ready financials, and unlimited access to a bookkeeper by phone, message, or video call.
Bookkeeping + Tax$649$649/mo billed monthly, or $6,230/yr on annual billingEverything in Bookkeeping plus licensed tax professionals, business income tax filing, and up to four tax advisory calls a year.
Fractional bookkeeper$55$55/hr plus a $1,200 one-time onboarding feeA dedicated bookkeeper works inside your existing QuickBooks Online account. Hourly billing, scope set by you.
Full Bench pricing breakdown, with plan-by-plan sources

Compare Bench head to head

Side by side on pricing, integrations and fit, from the same checked records as this page.

Frequently asked questions

What exactly is Bench?
Bench is an online bookkeeping service for small US businesses. You get a dedicated human bookkeeper who works in Bench's software to categorize most transactions and prepare monthly financial reports. You answer questions about unusual transactions and upload documents when asked.
How much does Bench bookkeeping cost?
Bench has three monthly plans: Bookkeeping Light at $199 for businesses with $250,000 or less in annual revenue, Bookkeeping at $399, and Bookkeeping + Tax at $649. Billing annually saves 20%: $1,910, $3,830, or $6,230 per year. A fractional bookkeeper who works in your existing QuickBooks Online costs $55 per hour plus a $1,200 onboarding fee.
Is Bench still operating after the 2024 shutdown?
Yes. Bench paused operations in December 2024 and was acquired within days by Employer.com. The service resumed in January 2025 with its in-house bookkeeping team. Bench has operated since 2012 and serves over 35,000 business owners across more than 70 industries.
Does Bench work with QuickBooks?
Standard Bench plans do not use QuickBooks; your books live in Bench's own software. However, the fractional bookkeeper option works inside your existing QuickBooks Online account. At any time you can export your completed work from Bench, even after canceling.
Who should use Bench?
Bench targets business owners who want bookkeeping done for them. For accounting firms, Bench is a competitor or a referral option for very small clients, not a tool the firm runs. If your client needs a simple, hands-off bookkeeping service, Bench may fit. If you want to provide bookkeeping yourself, it does not.

Alternatives to Bench

Other AI tools in the Core ledger and bookkeeping category.