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Core ledger and bookkeeping

Clear Books

UK online accounting with MTD filing, VAT, and payroll.

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Overview

Clear Books is UK accounting software, and the UK part matters. Everything in it is shaped by HMRC rules: Making Tax Digital filing, UK VAT schemes including flat rate, the Construction Industry Scheme, and Self Assessment. It is not a global tool with a UK option bolted on.

The range runs from very small to small-business. Sole traders and landlords get a free tier that covers basic MTD filing, which is a genuinely cheap route to getting compliant, then paid sole trader plans from about GBP 5 a month add bank feeds, invoicing, and reporting. Business plans for limited companies, partnerships, and charities start around GBP 16 a month and climb as you add VAT submissions, purchase orders, CIS, project accounting, and multi-currency.

Payroll is built in rather than a separate product, and bank feeds plus document capture through AutoEntry or Dext keep the data entry down. The whole thing is priced in GBP, with a 30-day free trial on the paid plans.

Clear Books connects to AutoEntry, Dext, Stripe, PayPal, GoCardless, Plaid, and HMRC, and runs on web and mobile. It serves the UK only, so it suits UK sole traders, landlords, small companies, and the practices that look after them, rather than mid-market groups or businesses based elsewhere.

Key facts

Starting price
Custom pricing
Pricing model
Flat
Free trial
Yes
Free tier
Yes
Deployment
Cloud, Mobile
Geography
UK
Founded
2008
Support
Phone, Chat, Email, Knowledge Base, Community Forum
Languages
English
Works with
Autoentry, Dext, Stripe, Paypal, Gocardless, Plaid, Hmrc
Last verified
2026-05-25

Pros and Cons

Pros

  • UK sole traders, landlords, and small limited companies that need HMRC-recognised MTD filing.
  • Small UK practices wanting affordable accounting software with VAT, payroll, and CIS built in.
  • Businesses that want a free MTD filing tier before moving to a paid plan.

Cons

  • Firms outside the UK. Clear Books is built around HMRC and UK VAT rules only.
  • Mid-market or multi-entity groups needing consolidation. Clear Books targets small UK businesses.
  • Teams wanting USD pricing. Clear Books is priced in GBP for the UK market.

Pricing

TierPriceBillingFeatures
Sole Trader FreeCustomFree (GBP 0 per month)HMRC-recognised MTD filing and basic income and expense recording, with community-forum support.
Sole TraderCustomFrom GBP 5 per month plus VATBank feeds, invoicing, quotes, and business reporting, with phone and email support.
Small (Business)CustomFrom GBP 16 per month plus VATFor limited companies, partnerships, and charities, with invoicing, bank feeds, stock tracking, and integrations.
Medium and Large (Business)CustomFrom GBP 34 per month plus VATAdds VAT submissions, purchase orders, CIS reporting, and at the top tier project accounting, multi-currency, and fixed assets.

Frequently asked questions

What is Clear Books?
Clear Books is UK online accounting software for sole traders, landlords, and small businesses. It covers invoicing, bank feeds, expenses, VAT, payroll, and the Construction Industry Scheme, and files Making Tax Digital returns directly to HMRC. It is built around UK tax compliance rather than as a general international tool.
How much does Clear Books cost?
Pricing is in GBP. There is a free Sole Trader tier for basic MTD filing, paid sole trader plans from about GBP 5 a month plus VAT, and business plans from roughly GBP 16 a month plus VAT, rising to GBP 34 and above for VAT submissions, CIS, project accounting, and multi-currency. All paid plans come with a 30-day free trial. There is no USD pricing.
Does Clear Books handle Making Tax Digital?
Yes. Clear Books is HMRC-recognised for MTD and files VAT and MTD Income Tax returns directly. Even the free Sole Trader tier covers basic MTD filing, which is part of why it appeals to very small UK businesses getting compliant cheaply.
Who is Clear Books built for?
UK-based sole traders, landlords, small limited companies, and the small practices that serve them. It is not suitable for businesses outside the UK, since its VAT, CIS, and MTD features are specific to HMRC, and it targets small businesses rather than mid-market or multi-entity groups.

User reviews

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Last verified 2026-05-25. Pricing and features come from vendor-published specs. See our methodology.