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Core ledger and bookkeeping

FreeAgent

UK accounting for freelancers and small firms, with a free practice dashboard.

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Overview

FreeAgent is UK accounting software with a clear audience: freelancers, contractors, sole traders, and small limited companies. It is owned by NatWest Group, which shapes one of its most distinctive features, but the core is everyday accounting for small UK businesses.

The day-to-day covers invoicing, expense tracking, bank feeds, and the UK compliance jobs that come with running a small business: MTD VAT, Self Assessment, Corporation Tax for limited companies, payroll, and the Construction Industry Scheme. It files directly to HMRC, so a sole trader can run their books and submit their return from the same place.

For firms, FreeAgent offers a free practice dashboard. A bookkeeper or accountant manages every client from one view, runs bulk operations, and passes on discounted client licenses, which makes it a low-cost option for a small practice standardizing clients on one ledger.

The pricing is in GBP, with sole trader plans from about GBP 19 a month and limited company plans from about GBP 33, both with introductory discounts and a 30-day trial. The notable wrinkle is that NatWest, RBS, Ulster Bank, and Mettle business account holders get it free.

It connects to Stripe, PayPal, GoCardless, Dext, AutoEntry, Zapier, Fathom, and Chaser, among others, and runs on web and mobile. FreeAgent is UK-only, built around HMRC, and best suited to freelancers, small companies, and the small firms that look after them.

Key facts

Starting price
Custom pricing
Pricing model
Flat
Free trial
Yes
Free tier
Yes
Deployment
Cloud, Mobile
Geography
UK
Founded
2007
Support
Phone, Email, Chat, Knowledge Base
Languages
English
Works with
Stripe, Paypal, Gocardless, Dext, Autoentry, Zapier, Fathom, Chaser
Last verified
2026-05-25

Pros and Cons

Pros

  • UK freelancers, sole traders, and small limited companies that need MTD VAT and Self Assessment filing.
  • Small UK practices wanting a free practice dashboard to manage clients with discounted licenses.
  • NatWest, RBS, or Mettle business account holders who can use FreeAgent at no cost.

Cons

  • Businesses outside the UK. FreeAgent is built around HMRC, UK VAT, and Self Assessment.
  • Mid-market or multi-entity groups. FreeAgent targets freelancers and small companies.
  • Teams wanting USD pricing. FreeAgent is priced in GBP for the UK market.

Pricing

TierPriceBillingFeatures
Sole TradersCustomFrom about GBP 19 per month (intro discounts apply)Invoicing, expenses, bank feeds, Self Assessment filing, and MTD VAT.
Limited CompaniesCustomFrom about GBP 33 per month (intro discounts apply)Corporation Tax, dividends, payroll, CIS, and MTD VAT.
Practice Dashboard (Accountants)CustomFree for the firm, with discounted client licensesManage all clients in one place, bulk operations, and discounted FreeAgent licenses for clients.

Compare FreeAgent head to head

Side by side on pricing, integrations and fit, from the same verified records as this page.

Frequently asked questions

What is FreeAgent?
FreeAgent is UK cloud accounting software for freelancers, sole traders, and small limited companies. It handles invoicing, expenses, bank feeds, VAT, Self Assessment, payroll, and the Construction Industry Scheme, and files Making Tax Digital returns to HMRC. Accountants get a separate free practice dashboard for managing clients.
How much does FreeAgent cost?
Pricing is in GBP. Sole trader plans start at about GBP 19 a month and limited company plans at about GBP 33 a month, both with introductory discounts. The accountant practice dashboard is free, with discounted client licenses. FreeAgent is also free for NatWest, RBS, Ulster Bank, and Mettle business account holders, and there is a 30-day trial.
Is FreeAgent free with my bank?
It can be. FreeAgent is owned by NatWest Group, and business account holders with NatWest, Royal Bank of Scotland, Ulster Bank, or Mettle can use it at no extra cost for as long as they keep the account. Everyone else pays the standard monthly subscription.
Who is FreeAgent built for?
UK freelancers, contractors, sole traders, and small limited companies, plus the small practices that serve them through the free practice dashboard. It is not aimed at businesses outside the UK, since it is built around HMRC rules, nor at mid-market or multi-entity groups.
Does FreeAgent have a mobile app?
Yes. FreeAgent deploys as a cloud platform with a mobile app, alongside the web-based software, so UK freelancers, contractors, and small companies can record expenses, send invoices, and check cash flow from a phone as well as a browser.
Does FreeAgent offer a free trial?
Yes. FreeAgent offers a free trial before committing to a paid plan. Sole Trader plans start from about 19 GBP per month and Limited Company plans from about 33 GBP per month, both with introductory discounts, or free through some NatWest, RBS, and Mettle business accounts.

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