Switchbooks

Switchbooks is a general ledger for US small businesses and accounting firms, positioned directly against QuickBooks Online. The centerpiece is an in-app AI bookkeeping agent named Switch. You work with Switch in a chat panel inside the product. Switchbooks says Switch can categorize and post bank transactions on your request, using the company's past filing history. It lists the rows it is least sure about, and when a transaction could go two ways, it asks you before doing anything.

Beyond categorization, Switch can match transfers between your own checking, savings, and card accounts. It can reconcile an account to an uploaded bank statement, with a preview before changes are applied. It can post journal entries from a schedule, such as payroll registers, loan payments, or accountant adjustments. You can give it an instruction and Switchbooks will turn that into a rule; rules can auto-post if you want. Switch also answers questions from the books, including profit and loss, balance sheet, and cash flow.

Accountants get their own login and can leave pinned notes that Switchbooks says Switch follows. A weekly books check is optional. The product has controls aimed at professional workflows: previews before reconciliations and opening balances, typed confirmation before deletes or merges, and an undo for agent changes. For migration, Switchbooks accepts CSV, Excel, PDF, and OFX imports. The QuickBooks Online path is three CSV exports: vendor list, account list, and journal, with a preview before import. Customers, attachments, and bank rules do not come over.

Pricing is one plan: $25 per company per month, every feature, no transaction limits. Billing is by card monthly; there is no annual plan. The 10-day free trial requires no card. Firm features include team invites and per-client access control. All clients sit in one account, and you can export reports to Excel or CSV. Multi-company reporting is included at no extra charge: combined P&L, balance sheet, and cash flow with a column per company, drill-down to transactions, and saved company groups.

Switchbooks does not offer payroll, tax filing, invoicing, or bill pay. Its multi-company reports stop short of formal consolidation: no intercompany eliminations, currency translation, or statutory adjustments. The vendor is Switch Holdings, LLC, founded in 2025, and writes that its founder previously ran a bookkeeping firm that used QuickBooks for clients. Support is email with a one-business-day reply target. The security page describes company-scoped access, Plaid tokens stored as secrets, and Stripe billing. No SOC 2 or ISO 27001 certification is published.