Brex vs SAP Concur: which fits your firm?
Brex publishes a free plan and SAP Concur starts at $7; both list small and mid-size firms.
Prices and details checked August 15, 2026 for Brex and October 27, 2026 for SAP Concur. Both records sit in AP, AR, and payments and are compared on vendor-published specifications, the same way across every tool.
Brex vs SAP Concur side by side
9 of 13 dimensions differ. Rows marked "Differs" are where the two records do not match.
| Dimension | Brex | SAP Concur |
|---|---|---|
| Entry priceDiffers | Free plan | $7 |
| Pricing modelDiffers | Free | Per transaction |
| Free trial | Not listed | Not listed |
| Free planDiffers | Yes | No |
| Firm size fit | Small, Mid-size | Small, Mid-size |
| Built forDiffers | Firms and their clients | Small businesses |
| Specialisation | Bookkeeping, Advisory | Bookkeeping, Advisory |
| Automation profileDiffers | High volume, routine work | Mixed routine and judgment work |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Geo availabilityDiffers | US, Global | Global |
| Integrations listedDiffersBoth list: NetSuite, QuickBooks, Xero. | 4 listed | 4 listed |
| CertificationsDiffers | Not published | ISO 27001, ISO 22301, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1, FedRAMP Authorized |
| Support channelsDiffers | Phone, Chat, Email, Knowledge base, 24/7 cover | Not published |
Which one fits your firm
Choose Brex if
- Small to mid-sized firms that want global card acceptance for clients with international transactions.
- Practices on QuickBooks, Xero, or NetSuite that want a free corporate-card and expense layer.
- Clients with up to two entities. The free Essentials plan covers them with no per-seat fee.
Think twice about Brex if
- Firms whose clients run more than two entities on the free tier. Multi-entity sits behind the Premium plan ($12).
- Practices that need HRIS-driven expense rules without paying per user. HRIS sits behind Premium ($12 per user).
- Firms that want a published partner referral fee before applying. Brex does not list public commissions.
Choose SAP Concur if
- Firms serving clients with many employees who submit expenses occasionally.
- Clients already running SAP or S/4HANA who want travel, expense, and invoice data in one view.
- Growing businesses that need travel booking plus expense and invoice tools from a single vendor.
Think twice about SAP Concur if
- Practices wanting a free plan for clients; SAP Concur starts with a per-report fee and no stated free tier.
- Very small clients with few expense reports who prefer a flat monthly price over per-report costs.
- Firms needing travel booking on the entry-level plan; travel tools sit in the custom-priced Premium tier.
What each one does
About Brex
Brex's Essentials plan is free and covers corporate cards, expense management, bill pay, and accounting connections for up to two entities. There is no per-seat fee on the base plan. The paid Premium tier at $12 per user per month adds multi-entity support, customizable expense policies, and HRIS connections.
Built for firms that want free corporate cards and expense management on QuickBooks, Xero, or NetSuite.
About SAP Concur
SAP Concur is cloud software for travel, expense, and invoice management. Firms with clients who travel or have many expense claimants can benefit from per-report pricing with unlimited users. The product line ranges from basic expense entry to higher tiers with receipt capture and travel booking.
Best for firms whose clients have many occasional expense filers and want per-report pricing with unlimited users.
SAP Concur profileSAP Concur pricing and plansSAP Concur vendor site
Frequently asked questions
- Which is cheaper, Brex or SAP Concur?
- Brex has the lower published entry tier, a free plan, against $7 for SAP Concur. That covers the cheapest published plan only, not the plan either vendor would put in front of your firm.
- Do Brex and SAP Concur both offer a free trial?
- No. Neither Brex nor SAP Concur lists a free trial. Brex publishes a permanently free plan, and SAP Concur does not.
- Which one integrates with QuickBooks and Xero, Brex or SAP Concur?
- Brex lists QuickBooks and Xero. SAP Concur lists QuickBooks and Xero. Across their full published lists the two share 3 integrations: NetSuite, QuickBooks and Xero.
- Which suits a smaller firm, Brex or SAP Concur?
- Both records list the same firm sizes: small and mid-size. The split comes from the rest of the record, including deployment, specialisation and the integrations each vendor lists.