Which is cheaper, Expensify or SAP Concur?

Expensify has the lower published entry tier, a free plan, against $7 for SAP Concur. That covers the cheapest published plan only, not the plan either vendor would put in front of your firm.

Do Expensify and SAP Concur both offer a free trial?

No. Neither Expensify nor SAP Concur lists a free trial. Expensify publishes a permanently free plan, and SAP Concur does not.

Which one integrates with QuickBooks and Xero, Expensify or SAP Concur?

Expensify lists QuickBooks and Xero. SAP Concur lists QuickBooks and Xero. Across their full published lists the two share 3 integrations: NetSuite, QuickBooks and Xero.

Which suits a smaller firm, Expensify or SAP Concur?

Expensify lists solo, small and mid-size firms and SAP Concur lists small and mid-size firms. Firm size fit is the vendor's own positioning, so treat it as the starting point rather than a limit.

Expensify vs SAP Concur: which fits your firm?

Expensify publishes a free plan and SAP Concur starts at $7; Expensify lists solo, small and mid-size firms where SAP Concur lists small and mid-size.

Prices and details checked October 27, 2026. Both records sit in AP, AR, and payments and are compared on vendor-published specifications, the same way across every tool.

Expensify vs SAP Concur side by side

11 of 13 dimensions differ. Rows marked "Differs" are where the two records do not match.

Expensify and SAP Concur compared across 13 dimensions, with the rows that differ marked.
Dimension	Expensify	SAP Concur
Entry priceDiffers	Free plan	$7
Pricing modelDiffers	Per user	Per transaction
Free trial	Not listed	Not listed
Free planDiffers	Yes	No
Firm size fitDiffers	Solo, Small, Mid-size	Small, Mid-size
Built forDiffers	Firms and their clients	Small businesses
SpecialisationDiffers	Bookkeeping	Bookkeeping, Advisory
Automation profileDiffers	High volume, routine work	Mixed routine and judgment work
Deployment	Cloud, Mobile	Cloud, Mobile
Geo availabilityDiffers	US, UK, EU, Australia	Global
Integrations listedDiffersBoth list: NetSuite, QuickBooks, Xero.	8 listed	4 listed
CertificationsDiffers	SOC 1 Type 2, SOC 2 Type 2, PCI DSS	ISO 27001, ISO 22301, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1, FedRAMP Authorized
Support channelsDiffers	Chat, Email, 24/7 cover	Not published

Which one fits your firm

Choose Expensify if

Firms that want a simple receipt capture and approval tool for small and mid-sized clients without a big rollout.
Firms that want a free starting point for clients, then a $5 per member step up to QuickBooks or Xero sync.
Accountants who want a partner program with a dashboard across clients and revenue share on client card spend.

Think twice about Expensify if

Firms whose clients need NetSuite, Sage Intacct or QuickBooks Desktop on a low-cost plan; those require Control.
Teams that prefer phone support; Expensify support is chat only with a human on request.
Clients wanting a free all-in-one card and AP platform with no per-member fee; paid active members are needed.

Choose SAP Concur if

Firms serving clients with many employees who submit expenses occasionally.
Clients already running SAP or S/4HANA who want travel, expense, and invoice data in one view.
Growing businesses that need travel booking plus expense and invoice tools from a single vendor.

Think twice about SAP Concur if

Practices wanting a free plan for clients; SAP Concur starts with a per-report fee and no stated free tier.
Very small clients with few expense reports who prefer a flat monthly price over per-report costs.
Firms needing travel booking on the entry-level plan; travel tools sit in the custom-priced Premium tier.

What each one does

About Expensify

Expensify handles expense reports, receipt capture, corporate cards and bill pay in one place. The free plan covers basic expense tracking, while paid tiers add reimbursements, approvals, accounting sync and custom rules. An accountant program adds partner pricing, a client dashboard and card revenue share.

Best for firms that want a low-friction expense tool with a free entry point and an accountant program that adds margin.

Expensify profile Expensify pricing and plans Expensify vendor site

About SAP Concur

SAP Concur is cloud software for travel, expense, and invoice management. Firms with clients who travel or have many expense claimants can benefit from per-report pricing with unlimited users. The product line ranges from basic expense entry to higher tiers with receipt capture and travel booking.

Best for firms whose clients have many occasional expense filers and want per-report pricing with unlimited users.

SAP Concur profile SAP Concur pricing and plans SAP Concur vendor site

Frequently asked questions

Which is cheaper, Expensify or SAP Concur?: Expensify has the lower published entry tier, a free plan, against $7 for SAP Concur. That covers the cheapest published plan only, not the plan either vendor would put in front of your firm.
Do Expensify and SAP Concur both offer a free trial?: No. Neither Expensify nor SAP Concur lists a free trial. Expensify publishes a permanently free plan, and SAP Concur does not.
Which one integrates with QuickBooks and Xero, Expensify or SAP Concur?: Expensify lists QuickBooks and Xero. SAP Concur lists QuickBooks and Xero. Across their full published lists the two share 3 integrations: NetSuite, QuickBooks and Xero.
Which suits a smaller firm, Expensify or SAP Concur?: Expensify lists solo, small and mid-size firms and SAP Concur lists small and mid-size firms. Firm size fit is the vendor's own positioning, so treat it as the starting point rather than a limit.