Campfire vs Puzzle: which fits your firm?
Puzzle starts at $25 per month while Campfire quotes pricing on request; Campfire lists mid-size firms where Puzzle lists solo and small.
Prices and details verified May 25, 2026 for Campfire and August 15, 2026 for Puzzle. Both records sit in Core ledger and bookkeeping and are compared on vendor-published specifications, the same way across every tool.
Campfire vs Puzzle side by side
9 of 13 dimensions differ. Rows marked "Differs" are where the two records do not match.
| Dimension | Campfire | Puzzle |
|---|---|---|
| Entry priceDiffers | Quoted on request | $25 per month |
| Pricing modelDiffers | Custom quote | Flat rate |
| Free trialDiffers | Not listed | Yes |
| Free plan | No | No |
| Firm size fitDiffers | Mid-size | Solo, Small |
| Built forDiffers | Small businesses | Firms and their clients |
| SpecialisationDiffers | Bookkeeping, Advisory | Bookkeeping |
| Automation profile | High volume, routine work | High volume, routine work |
| Deployment | Cloud | Cloud |
| Geo availabilityDiffers | US, Global | US |
| Integrations listedDiffersBoth list: BILL, Brex, Plaid, Ramp, Stripe. | 9 listed | 9 listed |
| Certifications | Not published | Not published |
| Support channelsDiffers | Phone, Chat, Email | Email, Chat, Knowledge base |
Which one fits your firm
Choose Campfire if
- High-growth companies that have outgrown QuickBooks and want an AI-native ERP rather than NetSuite.
- Finance teams needing revenue recognition, multi-entity consolidation, and a fast close in one ledger.
- Venture-backed businesses scaling quickly that want modern tooling and broad multi-currency support.
Think twice about Campfire if
- Solo practitioners and small firms. Campfire is an ERP for in-house finance teams, not a firm tool.
- Businesses happy on QuickBooks or Xero with no multi-entity or revenue recognition needs.
- Teams that want published pricing or a free trial. Campfire is quoted by sales after a demo.
Choose Puzzle if
- US startups that want AI-first accounting built for them rather than adapted from QuickBooks.
- Founders and small teams on Stripe, Brex, Ramp, or Mercury that want a fast, automated close.
- Early-stage companies that want to start free and pay more only as transaction volume grows.
Think twice about Puzzle if
- Businesses outside the US. Puzzle's bank and payroll connections are US-focused.
- Established firms wanting a mature QuickBooks or Xero ecosystem and broad accountant tooling.
- Companies needing multi-entity consolidation. Puzzle targets single-entity startups.
What each one does
About Campfire
Campfire is a cloud ERP built around an AI assistant, covering the general ledger, revenue recognition, reconciliation, multi-entity consolidation, and reporting. It targets high-growth companies that have outgrown QuickBooks and want a modern alternative to NetSuite, with support for 180-plus currencies and a fast, automated close.
Strongest choice for high-growth companies that have outgrown QuickBooks and want an AI-native ERP alternative to NetSuite with a fast close.
About Puzzle
Puzzle is accounting software designed around AI from the start, aimed at US startups as an alternative to QuickBooks. It categorizes transactions, reconciles accounts, tracks revenue and cash burn, and produces real-time financials, with a free starter tier and pricing that scales with transaction volume rather than seats.
Built for US startups that want AI-first accounting and a fast close, with a free tier and pricing that scales with transaction volume.
Frequently asked questions
- Which is cheaper, Campfire or Puzzle?
- Puzzle publishes an entry price of $25 per month. Campfire quotes pricing on request and publishes no figure, so the two cannot be compared on published prices alone.
- Do Campfire and Puzzle both offer a free trial?
- Puzzle lists a free trial. Campfire does not. Neither publishes a permanently free plan.
- Which one integrates with QuickBooks and Xero, Campfire or Puzzle?
- Neither published integration list names QuickBooks or Xero. Both lists do share BILL, Brex, Plaid, Ramp and Stripe. Check the vendor pages for anything added since these records were last checked.
- Which suits a smaller firm, Campfire or Puzzle?
- Campfire lists mid-size firms and Puzzle lists solo and small firms. Firm size fit is the vendor's own positioning, so treat it as the starting point rather than a limit.