Digits vs Puzzle: which fits your firm?
Digits starts at $65 per month and Puzzle starts at $25 per month; Digits lists solo, small and mid-size firms where Puzzle lists solo and small; Digits runs in the browser and on mobile where Puzzle runs in the browser.
Prices and details checked November 4, 2026 for Digits and August 15, 2026 for Puzzle. Both records sit in Core ledger and bookkeeping and are compared on vendor-published specifications, the same way across every tool.
Digits vs Puzzle side by side
7 of 13 dimensions differ. Rows marked "Differs" are where the two records do not match.
| Dimension | Digits | Puzzle |
|---|---|---|
| Entry priceDiffers | $65 per month | $25 per month |
| Pricing modelDiffers | Per entity | Flat rate |
| Free trial | Yes | Yes |
| Free plan | No. Free only for the firm's own books and extra entities up to 250 transactions a calendar year. | No |
| Firm size fitDiffers | Solo, Small, Mid-size | Solo, Small |
| Built for | Firms and their clients | Firms and their clients |
| SpecialisationDiffers | Bookkeeping, Advisory | Bookkeeping |
| Automation profile | High volume, routine work | High volume, routine work |
| DeploymentDiffers | Cloud, Mobile | Cloud |
| Geo availability | US | US |
| Integrations listedDiffersBoth list: BILL, Gusto, Mercury, Plaid, Ramp, Stripe. | 9 listed | 9 listed |
| CertificationsDiffers | SOC 2 Type 2 | Not published |
| Support channels | Chat, Email, Knowledge base | Email, Chat, Knowledge base |
Which one fits your firm
Choose Digits if
- US founders and early-stage businesses on cash basis or simple accrual that want hands-off bookkeeping.
- Firms that want firm-specific AI models and free books for their own practice, on per-client pricing that scales from solo practices upward.
- US clients standardized on Stripe, Ramp, Mercury, BILL, and Gusto that want one ledger absorbing those feeds.
Think twice about Digits if
- Firms with UK, AU, CA, or EU clients. Digits is US-only at every layer.
- Mid-market clients with inventory are a poor fit. Digits has no inventory module.
- Firms wanting an ongoing two-way QuickBooks sync. Digits replaces QuickBooks rather than syncing with it.
Choose Puzzle if
- US startups that want AI-first accounting built for them rather than adapted from QuickBooks.
- Founders and small teams on Stripe, Brex, Ramp, or Mercury that want a fast, automated close.
- Early-stage companies that want to start free and pay more only as transaction volume grows.
Think twice about Puzzle if
- Businesses outside the US. Puzzle's bank and payroll connections are US-focused.
- Established firms wanting a mature QuickBooks or Xero ecosystem and broad accountant tooling.
- Companies needing multi-entity consolidation. Puzzle targets single-entity startups.
What each one does
About Digits
Digits is a standalone AI-native ledger that replaces QuickBooks instead of layering on top of it, handling categorization, reconciliation, and financial statements. Firm plans are priced per client and built for solo practices up to large multi-office firms.
Worth considering if your firm wants an AI-native ledger replacing QuickBooks rather than layered on top of it.
About Puzzle
Puzzle is accounting software designed around AI from the start, aimed at US startups as an alternative to QuickBooks. It categorizes transactions, reconciles accounts, tracks revenue and cash burn, and produces real-time financials, with a free starter tier and pricing that scales with transaction volume rather than seats.
Built for US startups that want AI-first accounting and a fast close, with a free tier and pricing that scales with transaction volume.
Frequently asked questions
- Which is cheaper, Digits or Puzzle?
- Puzzle has the lower published entry tier, $25 per month, against $65 per month for Digits. That covers the cheapest published plan only, not the plan either vendor would put in front of your firm.
- Do Digits and Puzzle both offer a free trial?
- Yes. Both Digits and Puzzle list a free trial. Neither publishes a permanently free plan.
- Which one integrates with QuickBooks and Xero, Digits or Puzzle?
- Neither published integration list names QuickBooks or Xero. Both lists do share BILL, Gusto, Mercury, Plaid, Ramp and Stripe. Check the vendor pages for anything added since these records were last checked.
- Which suits a smaller firm, Digits or Puzzle?
- Digits lists solo, small and mid-size firms and Puzzle lists solo and small firms. Firm size fit is the vendor's own positioning, so treat it as the starting point rather than a limit.