Digits
AI-native general ledger for US small businesses and the firms that serve them.
Overview
Most AI bookkeeping tools bolt onto QuickBooks or Xero and depend on the underlying ledger for everything. Digits took the opposite approach: it built an AI-native general ledger from scratch, handling transaction categorisation, bank reconciliation, and financial statement preparation as a standalone platform for solo and small accounting firms. The Autonomous General Ledger runs with very little human touch, and the product evolved from a QuickBooks overlay into a full standalone ledger over the past year.
The standout architecture is a three-layer model. Transactions are categorised first against the client's own history, then against the firm's history (for partner-program firms), then against patterns learned across all Digits users. There are no bank rules to write. The system learns from confirmed transactions instead, which means new clients get smarter the longer the books run.
SMB pricing starts at $65 per month for Essentials, which covers live P&L, balance sheet, cash flow, AI bookkeeping, and banking and payroll integrations across 12,000+ institutions. Core at $100 per month adds revenue and spend integrations including Stripe, Ramp, and BILL, plus dimensional accounting by department or location. Pro at $250 per month (contact sales) adds close automation with AI error detection, investor-ready management reporting, and multi-entity and multi-currency support with consolidated financials.
Firms get a separate per-client wholesale price list that scales by firm size: Solo Practice plans cover up to 50 clients (from about $35 per client per month), Mid-sized Firm plans cover 50 or more clients, and Enterprise pricing (500+ clients) is custom. Firm plans add free Digits for the firm's own books, Firm Models (private firm-level AI), a branded interface, and dedicated migration support. Over 700 firms have applied.
Digits is US-only at every layer. Geographic availability is limited to US-based entities. The QuickBooks compatibility is a one-time historical migration import at cutover, not an ongoing two-way sync. The 30-day free trial covers Essentials and Core. There is no permanent free tier on the SMB product.
Key facts
- Starting price
- $65 per month
- Pricing model
- Per entity
- Free trial
- Yes
- Free tier
- No
- Deployment
- Cloud, Mobile
- Geography
- US
- Founded
- 2018
- Support
- Chat, Email, Knowledge Base
- Languages
- English
- Works with
- Stripe, Ramp, Bill, Gusto, Mercury, Plaid
- Last verified
- 2026-06-29
Pros and Cons
Pros
- US founders and early-stage businesses on cash basis or simple accrual that want hands-off bookkeeping.
- Firms that want firm-specific AI models and free books for their own practice, on per-client pricing that scales from solo practices upward.
- US clients standardised on Stripe, Ramp, Mercury, BILL, and Gusto that want one ledger absorbing those feeds.
Cons
- Firms with UK, AU, CA, or EU clients. Digits is US-only at every layer.
- Mid-market accrual-heavy clients with inventory. Multi-entity and multi-currency sit in the higher-priced Pro tier.
- Firms wanting an ongoing two-way QuickBooks sync. Digits replaces QuickBooks rather than syncing with it.
Pricing
| Tier | Price | Billing | Features |
|---|---|---|---|
| Essentials | $65 | Per business per month | Live P&L, balance sheet, cash flow, AI bookkeeping with auto-reconciliation, invoicing, bill pay, Ask Digits AI assistant, banking and payroll integrations across 12,000 institutions. 30-day free trial. |
| Core | $100 | Per business per month | Everything in Essentials plus revenue and spend integrations (Stripe, Ramp, BILL), custom drag-and-drop dashboards, dimensional accounting by department or location, real-time receivables and payables. 30-day free trial. |
| Pro | $250 | Per business per month (contact sales) | Everything in Core plus close automation with AI error detection, investor-ready management reporting, multi-entity, multi-currency, and inter-company transfers with consolidated financials. |
| Accountant Firm Plans | Custom | Per client per month, tiered by firm size (Solo Practice up to 50 clients from $35 per client; Mid-sized Firm 50+ clients from $50 per client; Enterprise 500+ clients custom) | Per-client wholesale pricing with unlimited team seats, plus Firm Models (private firm-level AI), Firm Signature branding, Firm Dashboard, free books for the firm itself, and dedicated migration and onboarding support. |
Frequently asked questions
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User reviews
See what other accounting professionals say about Digits on independent review platforms.
Alternatives to Digits
Other AI tools in the Core ledger and bookkeeping category.
Last verified 2026-06-29. Pricing and features come from vendor-published specs. See our methodology.