Xero
Cloud accounting built for accountants, bookkeepers, and their small-business clients.
Overview
Xero is a cloud-based double-entry bookkeeping platform built for accountants managing client files and for small-business owners handling their own books. It covers bank feeds, automated reconciliation suggestions, invoicing, bill tracking, payroll connections, and financial reporting, all in a browser or mobile app.
It has the highest market share of any accounting platform in the UK, Australia, and New Zealand, and is widely used in North America too. Xero Practice Manager and Xero HQ give accounting firms a single dashboard for reviewing client file status, tracking jobs, and messaging clients.
Xero works with over 1,000 apps through its App Marketplace, including Stripe, PayPal, Shopify, Dext, HubSpot, and Zapier. Multi-currency support covers more than 160 currencies on the Premium plan. Bank feeds connect to thousands of financial institutions globally.
Pricing is per client entity. Starter runs $15 per month with invoice and bill limits; Standard is $42 per month with unlimited invoices and bills; Premium at $54 per month adds multi-currency. A 30-day free trial is available; there is no permanent free tier.
Key facts
- Starting price
- $15 per month
- Pricing model
- per entity
- Free trial
- Yes
- Free tier
- No
- Deployment
- cloud, mobile
- Geography
- US, UK, AU, CA, global
- Works with
- stripe, paypal, shopify, hubspot, salesforce, zapier, gmail, outlook, excel, google-drive
- Last verified
- 2026-04-20
Pricing
| Tier | Price | Billing | Features |
|---|---|---|---|
| Starter | $15 | per month | 20 invoices, 5 bills, bank reconciliation, and basic reporting. |
| Standard | $42 | per month | Unlimited invoices and bills, bulk reconciliation, and reporting. |
| Premium | $54 | per month | Everything in Standard plus multi-currency support across 160-plus currencies. |
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Last verified 2026-04-20. Pricing and features come from vendor-published specs. See our methodology.