Zoho Books

Zoho Books is a cloud-based accounting platform covering the full bookkeeping cycle: invoicing, expense tracking, bank feeds, reconciliation, tax filing, and financial reporting. It sits within the broader Zoho ecosystem, so firms that already use Zoho CRM, Zoho Inventory, or other Zoho apps can connect them without adding third-party middleware.

The platform suits solo bookkeepers, small firms, and mid-sized practices. Its free plan is available to client businesses with annual revenue under $50k and covers the core features needed to maintain a clean set of books. For very small clients not yet ready to pay for software, it removes one barrier. UK users can file MTD VAT returns and Corporation Tax directly from within the platform.

Zoho Books works with Stripe, PayPal, Shopify, Zapier, Google Drive, Gmail, and Outlook. Automation rules can categorise recurring transactions, send payment reminders, and trigger workflows. Multi-currency is available from the Professional plan upwards, covering over 170 currencies.

Pricing starts at $0 per month on the Free plan. Standard is $20 per month (or $15 billed annually) and Professional is $50 per month (or $40 billed annually). All paid plans include a 14-day free trial. The Zoho affiliate programme pays 15 to 20 per cent recurring commission for 12 months on new paid sign-ups.